How Much Child Support Will I Have To Pay

Child support is the government’s means of ensuring that children enjoy the financial security that a two-parent home would have afforded them. This is the primary moral concern of child support laws — that children be well provided for — and it is based on the principle of responsibility.

The existence of children is caused by impregnation, wherein two parties, male and female, are involved. Child support laws exist on the premise that the cause is responsible for the effect, which determines whoever will be responsible for ensuring that children enjoy the financial security of a two-parent home: namely, the biological mom and father.

An Introduction to Child Support Law and Guidelines

Because the moral basis for child support laws are so self-evident, they’ve not suffered questioning or debate; and, as a result, it has been possible for the state to formulate a standard equation (called a guideline) that, in all cases, determines whoever will pay child support and how much that child support will be. Simply, it balances the difference of each parent’s income against the difference in time that the children spend with each parent, while accounting for the number of children involved. (See the link at the end of this article for a child support calculator.)

Moral Basis of Child Support Laws:

1. Children should enjoy the financial security that a two-parent home would have afforded them.

2. A cause is responsible for its effect. In this case, biological parents are the cause that effects a child.

During times when the primary function of child support laws is to ensure that children are provided for, the principle of responsibility ensures that neither of the responsible parties is taken advantage of in the process, and the equation reflects this.

The Intended Fairness of Child Support Decisions

Because child support rulings have become so standardized as to follow a set equation, the litigation process is mostly concerned with defining the variables of income and time spent in custody of children. During times when these two factors seem straightforward, they’re not. Establishing either of these in court is a matter of any expertise. And should either of these factors be misrepresented, the monthly amount due in child support will vary greatly, most likely to one’s long-term disadvantage; or, if misrepresented in one’s favor, whether intentionally or not, could be grounds for a charge of perjury. (Also, there is the issue of paternity and maternity, but science makes this a easy matter of DNA analysis.)

The fairness of a child support decision depends on the full and accurate representation of one’s financial circumstances and custody allotment at the time of the decision. Provided that these two factors have been accurately represented, the guideline will yield a fair decision for all parties. But, should anyone’s financial circumstances change or should the time that the children spend with each parent change, the ruling that was previously fair and balanced will have become unbalanced and unfair. Therefore, it is important that child support orders be updated when circumstances change.

Exceptions to a State’s Child Support Guidelines

There are exceptions to the use of the state’s guideline or standard formula. If both parents agree to a non-guideline amount, and if the judge agrees that the amount is in the interest of the children involved, this amount can serve as the court’s ruling, in place of the default or guideline amount.

Possible Rulings in a Child Support Case:

* Guideline Ruling: with the assistance of their attorneys, both parties establish their income and custody allotment. The judge then plugs these factors into a state formula called a guideline, yielding the child support amount.

* Non-Guideline Ruling: though both parties have been informed what the guideline ruling would have been, they agree to an option amount. The judge decides whether or not this amount is in the interest of the child/children, and, if it is, this becomes the child support amount.

What To Do When Parental Support or Circumstances Change

If you should be receiving child support and are not, or if you’re receiving child support but either your or your former spouse’s financial or custodial circumstances have changed since the ruling, consider the following courses of action.

Anyone receiving public assistance may contact his/her local Child Support Services center in order to open or reopen a child support case. Otherwise, one has the option of representing oneself in court or hiring a family law attorney.

During times when one is entitled to represent one’s self in court, this is never advisable. The law and its procedures are highly complex, with many nuances, and ignorance of the law is never acknowledged. The judge will proceed as if you know the law completely, and all statement you make or do not make will hold you accountable as if you had a license to practice law.

Possible Courses of Action:

* Contact Local CSS: if you’re receiving public assistance, the local Child Support Services will handle your child support case, as well as the enforcement of a prior case.

* Hire an Attorney: if you’re not receiving public assistance, this option is strongly advised, in order to ensure that you are, in all respects, properly represented and receive a fair ruling.

* Represent One’s Self: this option bypasses the fees involved with hiring an attorney, but misrepresentation due to ignorance of the law could result in far greater financial consequences in the form of a higher child support amount, or even charges of perjury.

In Conclusion…

The law has concluded that it takes a male and a female to conceive a child. Therefore, the law recognizes that both parties conducted their affairs in such a way as to bring a child into the world, so both parties have a responsibility to the child to provide parental care and support. Both parents remain legally responsible for the care of their children until the child is 18 years of age, or until all children have passed their 18th birthday.

But, in the course of a child’s upbringing, the financial circumstances of one or both parents might change. Job promotion or loss could significantly affect a parent’s income status in such a way as to nullify the fairness of the original child support judgment. Either party has the right to request their child support case to be reevaluated by a judge, taking into account the current financial condition of the parties involved.

If you’re concerned about the validity of your case, please consult an attorney for advice.


Social Security Disability Appeal Lawyers

You think about filing a claim under your employer’s long-term disability plan. Everyone has advice. Your friends, co-workers, human resource directors and even your doctors will all be happy to point you in the “right” direction. Unfortunately, even though this advice is always well-intentioned, ERISA law is such a specialized area of the law that most of it is also ill-informed. This is true even when you’re getting advice from other attorneys. Even very bright lawyers can lead their clients astray if they give advice in the field of ERISA law without having practiced extensively in that field.

If you’ve talked to anyone about your long-term disability claim, you’ve probably heard one of these lines:

– If you write a reasonable letter to the insurance company, you will get a reasonable settlement proposal

– Filling out the Insurance Company’s forms will get you your benefits

– If you’ve been received Social Security disability benefits, getting long-term disability benefits will be a cakewalk

– If the insurance company sends you an “activity log,” its because they really want to know what you do day in and day out

– The best way to convince the insurance company that you cannot work in a sedentary job is to write them a 40 page letter describing your medical condition and all of its details

– Any lawyer can help you with your ERISA long-term disability claim

– You should hold back your best evidence until the day of trial

– Your doctors will come to trial and testify for you and you’ll be able to convince the judge that you are disabled

– You will be allowed to testify when your case goes to trial

– If your physician writes that you are “disabled,” you will win your case

– The insurance company “appeals” process is fair and unbiased

– When you file a suit, the issue the judge has to decide is whether or not you are disabled – The playing field is level between you and the insurance company

– If your employer says you’re too disabled to work, the insurance company must pay out

ERISA is a highly technical, highly rules-based field. One respected federal judge said that claimant’s whoever file and appeal their disability claim without hiring an experienced ERISA disability attorney face a “loaded deck.” This is one area of the law where hiring a experienced attorney at the beginning of the claim and really assist you.

Copyright (c) 2008 Benjamin Glass


Filing For Social Security Benefits

Your function damage lawyer can also support you receive added benefits if you are not able to work as a end result of your function comp personal injury. People positive aspects may be in the sort of momentary incapacity from the personnel payment insurance plan business or in the type of point out disability payments in your employees payment claim is denied.

Choosing the correct neighborhood experienced Worker’s Comp lawyer, if possible a member of the California Applicant Attorneys Affiliation, can help you navigate your scenario from beginning to conclusion for the best possible outcome for you.

You are allowed to have a consultant act on your behalf, which include attending all interviews and hearings with you, when filing for Social Security Disability positive aspects. Your consultant does not have to be an attorney, but there are important strengths to acquiring an lawyer symbolize you if your claim is turned down and you enchantment. Using the services of an legal professional who is expert in Social Stability incapacity promises is even additional critical.

You may possibly not need to have an attorney, on the other hand, when you file your original software at a local Social Protection Administration workplace or on-line at SSA.gov. The critical to accomplishment at this stage is to make absolutely sure your assert of disability is integrated in the SSA’s record of impairments suitable for positive aspects, or the proof shows an impairment has lasted or is anticipated to previous continually for at minimum 12 months.

If your first assert is denied, however, then you probable will need legal support to appeal. While some claimants are productive at the first degree of charm in asking for reconsideration by the Incapacity Resolve Assistance, any appeals past that degree go to an administrative law decide hearing, then to an Appeals Council, and could sooner or later attain federal courtroom. An attorney who frequently discounts with Social Stability statements significantly increases you chances of success.

Social Security Incapacity legal professional Sam Silverman notes that “somewhere around a single in three claimants earn their cases at step one of the process by making use of for benefits and cooperating with the regional Social Safety Administration. So there is no require to incur the expense of an lawyer who can do extremely little for you at the preliminary software procedure.”

A disability lawyer is familiar with the health care info needed for a prosperous appeal and can get hold of medical documents expeditiously for hearings. An legal professional can also recognize inadequacies and judge the strength of the medical file accessible to incapacity examiners who handled the first software.

There are companies that present specialists who are not attorneys to deal with your attractiveness, but their accomplishment amount is dubious. Virginia Administrative Law Judge Drew Swank wrote in the Southern Illinois College Law Journal that non-attorneys who act as associates for claimants attractive a denial of positive aspects deficiency the legal teaching and licensing demands to correctly manage a disability situation. He notes that several national disability firms seek the services of these non-attorneys because they are cheaper.

That doesn’t always suggest that non-lawyer associates would cost you any a lot less when submitting an attraction on a denial of advantages. The SSA calls for anybody who costs you a price for expert services to file either a payment agreement or a fee petition with the federal government company initially.


Social Security Disability Claims Process

Trying to make and settle a claim for workers’ compensation in Oklahoma isn’t always the easiest thing to do. However, if you are having any kind of issues with getting your injury claims settled, then it would be a smart thing for you to contact a workers’ compensation lawyer to walk you through the laws and to help you to make clarifications and deal with your concerns.

There are actually different kinds of workers’ compensation disability statuses in Oklahoma. You should know what these are since they will help you to figure out the benefits that you are entitled to if you become injured on the job.

Once such disability status is the Temporary Total Disability or the TTD is the one that attracts the most workers’ compensation claims in the country. This one signifies that the employer will not be able to work any at all for a limited period of time and will therefore be able to go back to work at any point to either take on the same job or to work in another capacity.

There is also Permanent Partial Disability or PPD which means that the person has attained a disability status wherein they may be able to re-join the work force in a capacity that’s limited and for a certain period of time. However, the employee will be unable to go back to carrying out the tasks he or she used to undertake before they were injured.

Then there is Permanent Total Disability or PTD. This is the most serious disability status and what this means is that this employee will never be able to work again due to his or her education, experience and age.

Social Security Disability (SSD) is another disability status. This status is mostly the same as Permanent Total Disability. However, on the federal level, it mainly times happen whereby there will be an award of workers’ compensation benefits to workers in Oklahoma, but the employee does not get Social Security Disability.

Depending on the seriousness of the injuries, there are different classifications under which an injured employee could claim. The first thing that needs to be done is for the employee to seek medical care. However, under Oklahoma’s workers’ compensation laws, the employers reserve the right to say which doctor the employee sees for their first medical examination after they’ve sustained their injuries. This does not mean that they’ve to stick with whatever that initial diagnosis is however. As such, if you feel as if you are not being treated fairly by the system, then you can speak to a workers’ compensation lawyer to help you to make certain that you are getting what you are entitled to.

This occurs when employers attempt to cover up an injury sustained by an employee while on the job or when insurance firms attempt to connive with health professionals in order to avoid paying a legitimate workers’ compensation claim or offer a settlement lower than what the injured worker deserves.


Family Law Free Legal Advice

Getting legal advice for claims is considered to be an expensive task by most people but the truth is that it is possible to get free legal help from the best solicitors in UK. This article will provide you with some tips that’ll help you benefit from free legal advice to get 100 percent compensation for claims.

Tip #1 “” The world-wide-web is filled with legal advice for personal injury claims and even criminal injury claims. Claim related info is available on the world-wide-web in the form of articles, blogs and posts on forums. Most of the articles and blogs on the world-wide-web provide general advice that is helpful for majority of cases. Before filing a claim take some time out to surf recommended and trustworthy websites for claim related information. If you’re surfing a forum or blog for claim related advice then make sure that the person giving the advice has some legal background.

Tip #2 “” Always opt for legal help only from a certified legal professional. While your friends and family may need to help you out by providing tips and suggestions, at times this help can do more harm than good. Solicitors spend many years receiving legal education and they also are aware of the latest claim related information.

Tip #3 “” While hiring personal injury solicitors for legal help make sure that the solicitor you’re hiring is accredited by the Law Society and the Association of Personal Lawyers. The selected solicitor should also have a reputation for winning maximum number of cases. You should keep in mind that it may not be possible for all lawyers to win all the cases at all times hence while selecting lawyers you should be a little lenient if the lawyer has not won a few cases.

Tip #4 “” If you’re planning to hire a personal injury solicitor then you should make sure that you hire a legal professional that offers no win no fee services. These beneficial services entitle claimants to receive free legal info regarding their claim. Many solicitors also provide no obligatory services that entitle claimants to ask questions to solicitors before hiring them. The solicitor offering these services should also be willing to answer questions and he should use lay man language rather than using legal jargon that may not be understood by you.

Tip #5 “” If you need personalized legal advice then you should contact an accident settlement company and ask them to give you advice related to your claim. You can either visit the website of the accident settlement company, fill out a web form or you can call them for information. Most accident settlement companies that provide legal services in UK also offer no win no fee services along with no obligatory advice.


What Are The Consequences Of Drunk Driving

For those who like to party on down at every given opportunity, it is inevitable that the law will eventually catch up with them. Being stopped by the police is no laughing matter since most cases end up in the courts and the book is really thrown at those who are found to be guilty of drunk driving. When this happens, as it does with much regularity these days, the driver is put into the system and he must now face the consequences of his actions. At this time he will most certainly need the assistance of an OVI attorney to get him through the problem. An OVI lawyer will know how to present any mitigating circumstances too which may just get the case thrown out or at least lessen the punishment with any luck.

Of course, it is not only alcohol which affects the driver when he is behind the wheel of a car. Illicit drugs too can fog his judgment and what the police are looking for is the use of a illegal substance or excessive alcohol intake. Once stopped under suspicion of drunk driving, or taking illegal narcotics etc, the car can be searched and the person taken for testing.

However, this does not mean that the suspected driver does not have any rights at all. On the contrary, his rights are protected right from the time that the police pull him over.

For example, no driver has to undergo those demeaning roadside tests which people love to see on reality programs. Instead, he can insist upon being taken to the police station to have more finite tests done. Although any would balk at this idea, it does give the blood a chance to clear of small amounts of alcohol which may take him below the limit for sure.

If the driver is found to be over the limit, he must be arrested properly in the correct fashion too since this will cause the case to collapse if not done properly. Some people have really gotten away with murder when it was found that their rights were not read to them, in a language they could understand, and the case had to be thrown out of court. However, people should not rely upon this to get them out of trouble since the chances of this happening these days are very rare.

What the experts do, when consulted after an arrest, is to make sure that all the proceedings go on as they should. The driver must be given the chance to speak with his expert when he wants to talk to him, and the expert will do his utmost to make sure that his client does not spend any time in jail.

Putting forward any evidence to help the accused is also what he does and if the driver should be found guilty, he will certainly try to lessen the punishment which will be inevitable. However, for those who are repeat offenders, the punishment will increase and the expert will not stand a chance on reducing this at all.


What Happens When You Declare Personal Bankruptcy

If you are preparing to declare yourself bankrupt the process can seem less intimidating if you know what to expect. We consider what will happen when you meet with the official receiver.

Once you have been declared bankrupt at the Court the next stage of the process is a meeting with the Official Receiver (OR).

The OR is very important as it is they who will decide how long your bankruptcy will last and what will happen to any assets such as your house and car and whether you will be expected to make any monthly payment towards your debts.

Your meeting with the official receiver will normally not take place on the same day as you are declared bankrupt. The Court will mostly give you the details of the OR’s office and ask you to contact them and make an appointment.

Telephone Meeting

Your meeting with the official receiver will typically take place on the telephone. You will not be expected to travel to visit the OR in person unless you specifically need to do so.

You may speak to the OR themselves or a member of their office staff.

The primary objective of the OR will be to go through the statement of affairs document that you submitted to the court to make sure they understand everything you have written.

You should therefore make sure you have a copy of your document to hand when you have your meeting.

The OR will form a large part of their decision about how you will be treated based on the info in your statement of affairs.

This is why it is so important to complete this document correctly before you submit it to the court on the day of your bankruptcy.

Deciding on your assets and monthly payment order

It is the official receiver’s job to decide what will happen to any of your assets and whether you should make a monthly payment towards your debts.

If you are a home owner it is particularly important to discuss this with the official receiver so that you understand their intentions towards your property.

If you believe that there is little or no equity in the property or it is in negative equity and you need to make an offer to the OR to buy back the title of the home immediately you should discuss this with the OR at the meeting.

If you believe that your income or expenditure have changed since you were declared bankrupt at court or there are any errors in the information you provided, it is vital that you inform the OR at the meeting.

They will decide whether you should make payments towards your debts for the next three years based on what you have written in your statement of affairs and your discussion with them so it is really important to make sure that the information they have is correct.

You can ask questions too

Another important thing about your meeting with the official receiver is that it is your opportunity to ask any questions you have.

Don’t be scared to ask anything. Generally speaking the OR will be very approachable and easy to speak to.

You can also tell the OR about any creditors who are still being particularly unhelpful and continuing to collect money from you. The OR will write to all of your creditors in due course but they can contact creditors specifically to instruct them to stop contacting you directly.

Do not put the phone down at the end of the meeting if you have any unanswered questions.

However if later on you do think of anything else that you forgot to ask, you should feel free to call the OR at any time and ask more questions or give further information if you need to.

The golden rule is if you are worried about something even if it seems insignificant of a bit silly, pick up the phone and ask. The OR will be happy to help you.

Cooperate with the official receiver

The official receiver and their staff are generally very friendly when you cooperate fully with them.

The decision about how long your bankruptcy will last ultimately rests with the OR. Normally this will be 12 months however if you are uncooperative the OR could extend the term of your bankruptcy using a bankruptcy restriction undertaking (BRU).

It is the OR’s job to make certain that you return as much as you can to your creditors. As such, if in their view you can afford to make a monthly payment towards your debt, they will ask you to do so.

In the same way, if you have a car which is worth more than 2000 you may well be asked to downgrade or sell the vehicle all together if you do not need it.

This is why it is so important to complete your bankruptcy statement of affairs document correctly and understand in advance all of the implications of the information you provide.

Related bankruptcy articles

If you are interested in reading more news and expert articles about bankruptcy, please click on the following link:

http://www.beatmydebt.com/forum/viewforum.php?f=51

What to do next

If you are struggling with debt, visit www.beatmydebt.com

Our experts are available to speak to you about your debt problem and offer advice and solutions.

Our vibrant online debt forum gives free access to experienced industry experts and others who have suffered with debt problems.

Useful guides, calculators and information are also available designed to help you understand how to manage and resolve debt problems.


Apply For Social Security Online

No, you don’t have to go to your local Social Security office to apply for your Social Security Benefits. You can do it from anywhere – because you can do it online. That can be a benefit if you’re vacationing in Europe or live in Utah when you need to apply – or whatever your circumstance.

The date you apply for your benefits affects what your benefits will be. That’s what’s important here. So, you should know when your Full Retirement Age (FRA) is – and that depends on the year you were born. Most people’s FRA today is 66 plus some number of months.

Beginning your Social Security benefits before your FRA reduces how much you’ll get – you get less the earlier you retire. Delaying benefits until after your FRA increases them – and more so the later you delay ’til age 70.

Applying online means filling out an online application form. You ‘sign’ it by clicking on a ‘Sign Now’ button online. This is a legal document so the only person who can ‘sign’ the application is the person who is applying for benefits – no one else.

-What kind of information will you need?

* Your date, place of birth and Social Security number;

* Your bank or other financial institution’s Routing Transit Number and the account number, if you need the benefits electronically deposited.

* The amount of money you earned last year and this year. If you are filing for benefits in the months of September through December, you’ll also need to estimate next year’s earnings;

* The name and address of your employer(s) for this year and last year;

* The beginning and ending dates of any active U.S. military service you had before 1968;

* The name, Social Security number and date of birth or age of your current spouse and any former spouse. You should also know the dates and places of marriage and dates of divorce or death

* Your Social Security Statement – which shows your earnings history

-After submitting your application, Social Security may need you to send them certain documents in order to pay you your benefits. These appear at the end of the application form. Examples of them are:

* Your original birth certificate – or other proof of your birth date

* Your original citizenship or naturalization papers

* A copy of U.S. military paper(s) (e.g. DD-214-Certificate of Release or Discharge from Active Duty)

* A copy of your W-2 forms or self-employment tax for last year

Even if you don’t have all the documents, go ahead and apply to see just what is necessary in your case. If you cannot complete your online application for any reason, you will be able to start it again without losing the information you entered. Delaying may delay when you can receive benefits.

So apply just go to the Social Security website: socialsecurity.gov. If you decide not to complete an online application either call 1-800-772-1213 (TTY 1-800-325-0778), or go to the website again to make an appointment at an office near you


How To File A Va Disability Claim

How does the Social Security Administration (SSA) decide whether your condition is disabling? Although a variety of factors are taken into account in processing your claim, the most critical component in your case lies in your medical records. It’s crucial to provide the SSA with all of the information necessary to understand your medical condition and how it relates to your inability to work.

That information includes: consultations with doctors; reports of tests and evaluations such as x-rays, CAT scans, MRIs, blood tests; psychiatric examinations and consultations, if applicable; all hospitalizations and surgeries; physical rehabilitation, etc. The more medical documentation you have, the better. Be sure that you thoroughly discuss all of your symptoms and medical conditions with your doctor, including things you might consider trivial or embarrassing, like fatigue, pain and depression. Go regularly to your physician and make sure they document all of your symptoms each time, so that you have an accurate record to present to the SSA when you file your claim.

To provide even more support for claims, we ask treating physicians to give us information about how our clients’ specific conditions limit their ability to work. The doctors need to be specific about why a patient cannot work, including such things as the patient’s ability to sit, bend, reach, lift, concentrate or follow directions. SSA has a form called an RFC (Residual Functional Capacity), which your doctor can fill out to document your disability in a variety of areas.

After your case is sent to a disability examiner at the Disability Determination Service, the examiner and a physician will review your documentation. They may request additional medical documentation from your physician or other health providers involved in your treatment. They might also ask that you see another physician, or have additional tests, at their expense.

Once all of the medical information is gathered, they will decide whether your condition (or combination of conditions) is severe enough to be disabling, based on the merits of your records. If not, they determine if your condition is included in their List of Impairments, which includes 14 categories of the major bodily systems. Within each system, there is a breakdown of the different ailments that they consider disabling. If your medical condition is listed and your records document all of the required criteria, then you might qualify for disability benefits on that basis. If not, then they will consider how your condition affects your ability to function in three areas: daily activities; social functioning; and ability to carry out tasks associated with working. They’re looking for what they call a ‘marked limitation’ in your ability to function. If they find that you cannot work in your previous job, they will determine if you could be employed doing something else.

If your case is denied (and most are, at this level) and you progress to the appeals process, the judge who hears your case will review all of the medical data collected in your case. The judge will take testimony from you and may also call a vocational expert and/or a medical expert to testify at your hearing. The judge will then issue a written opinion in your case, usually within 60 days of the hearing. If your case is denied by the judge there are 2 additional levels of appeal but you would not testify at either level. The medical records and transcript of your hearing are reviewed to determine if the judge made a mistake or failed to properly consider all of the evidence. If the appeal is successful the case will be sent back for another hearing.

Copyright (c) 2009 Sharon A Christie


How To Get On Social Security

The United States government originally used a social security number, which is also know as an SSN, as a means of taxing a person. In recent years, however, the social security number has become an simple means of identifying a person for many legal purposes.

Searching an individual’s SSN can tell you their story. Every social security number is different, so, if you know a name and SSN, you can quickly access many public records about a person.

The biggest reason that you may need to do a search, based on a person’s SSN, is if you’re an employer who is looking to hire a new employee.

Verifying a social security number will help you verify a person is who they say they are. After all, identity theft is a widely seen problem in recent years.

In addition, a SSN can tell you about a person’s driving history, traffic accidents, legal history, credit data and much more. As an employer, you can never be too careful. You always need to be sure that the person you’re going to hire is fit for the job.

A good way to find a person’s social security number is by visiting the USA Social Security Administration website. At their website, a person can lookup 10 social security numbers daily. It is a free service, provided by the United States government.

In addition, there are all sorts of other services that can provide you with SSN search tools. Different websites have different fees, so be careful. You may need to check on a website’s reputation, before researching on it. One way or the other, though, you should eventually be able to find info on anyone, when you have their name and social security number.

If you have tried to search for someone’s SSN on your own with no luck, or if you simply don’t have the time to conduct the search yourself, you can enlist the services of a private investigator instead. Private investigators will give you up to date, accurate information. However, accuracy and speed may be expensive. Be prepared to pay up to one hundred dollars or so per search.

We all know how important it is to be careful with your private data these days. So, if you’re going to go through the motions of conducting interviews and reading resumes anyway, why not take it a step further? Arm yourself with all the info you can, by doing a social security number search. After all, SSN info is a matter of public record and it may be a big help in making your final decision.